• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Jobs
  • Career
    • Cyber Security Training
    • Work from Home
    • Cyber Security Analyst
    • Remote Work – Six Ways to Keep Your Data Safe When Working Remotely
  • Field Guide
  • Newsletter Signup
  • Deals
  • News
AskCyberSecurity.com

AskCyberSecurity.com

Cyber Security News & Information

  • Home
  • Data Privacy
    • Gamers
    • Government Cyber Security
      • Legislation
      • Standards
        • What are the risks of computer security?
        • Medical Cyber Security
    • Social Media
  • Security
    • Data Breaches
    • Scams
    • Malware
  • Software
    • Apps
    • Web Browsers
  • Glossary
    • Cyber Security Acronyms
  • About Ask Cyber Security
    • Authors
    • Contact Us
  • VPN
    • How Do I Know If My VPN is Working?
    • Best Free VPN iPhone
    • Why Use a VPN?
    • NordVPN vs IPVanish
    • Private Internet Access Download
    • Best VPN for Streaming
      • TikTok VPN
    • VPN Porn
    • Computer Security Software – What You Really Need
  • Tutorials
  • ChatGPT
    • Does ChatGPT Save Data?
AskCyber Home » News » smartphones » How to Set Up Apple Mobile Wallet iPhone

How to Set Up Apple Mobile Wallet iPhone

2019-12-24 by Michelle Dvorak

Apple Wallet iPhone

How to Set Up and use Apple Pay on your iPhone – Secure shopping for payment cards, boarding passes, public transportation tickets, store loyalty cards

Apple Mobile Wallet is an iPhone app to make smartphone payments in person and online more convenient and more secure. Using a mobile wallet is as easy as swiping a payment card at the checkout and it is a more secure form of shopping with your smartphone. Apple Wallet can be used to store payment cards, boarding passes, public transportation tickets, and even store loyalty cards. iPhone owners in the UK can use Apple Wallet to store their driver’s licenses.

Apple Wallet, also called Apple Pay, is the most widely used mobile wallet in the United States. The app was introduced by Apple in late 2014 along with the launch of the iPhone 6. It is a contactless way to pay online and at checkout registers. While no payment method is 100% hacker proof, using a mobile wallet is more secure than presenting a physical card at the checkout.

Apple Wallet is installed on all iPhones. It does not work on iPads, but the user can pay with an iWatch if they have the app setup on their phone. Apple Wallet, formerly known as Apple Passbook, cannot be deleted from an iPhone.

According to Statistica, the number of Apple Pay users worldwide is about 441 million. Globally, 48 percent of iPhone owners use Apple Wallet for payments. One factor of its higher usage worldwide is greater acceptance on public transportation in China, Japan, UK, and Russia.

There are alternate iPhone wallets to use like Amazon Payments and PayPal wallet. PayPal Wallet reaches 53.5% of the mobile users in the United States.

Although about half of businesses in the United States accept Apple Wallet, adoption in the United States is lower than in other countries. Only about 18% of Americans use Apple Wallet on their iPhone on a regular basis. Only three percent of Americans use Apple Wallet weekly.

More than half of US consumers, 65%, avoid using mobile wallets because of security concerns. Mobile wallets are considered to be more secure for smartphone shopping because payment cards do not have to be presented at the checkout. This eliminates the possibility that the card is lost, left at the checkout, or stolen. The payment card does not have to be carried around so that eliminates any chance of the card being lost. Hackers can also steal card numbers by using RFID readers. A hacker uses a cheap piece of hardware to scan credit cards from people as they walk by in busy shopping centers or on the street. Once I was walking with a friend on Las Vegas Boulevard. Her card numbers were stolen by someone as we walked down the busy street at night. She had not used the card and it was in her bag the entire time. We found out about the theft when her bank called to verify a transaction.

McAffee Total Home

Using mobile wallets also affords privacy protection for consumers. Retailers track shopper behavior through use of their website, app, and your payment information. When you use a mobile wallet to pay at the checkout, the retailer cannot track your shopping history through your credit card. Their access to your information is limited.

Using a mobile wallet to pay online and in stores also protects your card from being hacked in a data breach. When a mobile wallet is used to pay, the retailer does not receive the full payment card number or customer details. Last week, the convenience store Wawa announced a massive data breach. Hackers stole payment card and customer information from customers over a period of ten months in all 850 Wawa locations. All stores and payment POS terminals were compromised. A mobile wallet would have shielded Wawa customers from having their information stolen.

How Do I Setup My Wallet on My iPhone?

The Apple Wallet App comes preinstalled on iPhones and cannot be deleted. Twenty-seven percent of U.S. consumers report that they do not use mobile wallets because they are afraid of losing their phone. Before adding any payment cards to Apple Wallet, iPhone owners should enable security features to protect their phone and money.

iPhone requires uses to save Apple TouchID (fingerprints) and a Passcode on the phone and use them to authorize transactions. TouchID can be disabled for purchases.

iPhone Screenshot Passcode
iPhone Screenshot Passcode

How to Quickly Access Wallet and Apple Pay on The Lock Screen

To use Apple Wallet from the lock screen you have to enable “Allow Access When Locked” in your Apple Pay settings on your iPhone. To quickly access Wallet and Apple Pay from the lock screen you just double click the phone’s home button and select a payment method.

What Cards Can Go in Apple Wallet?

iPhone Apple Wallet is a mobile app included on all phones starting with the iPhone 6. Wallet users can use Apple Wallet to securely store payment cards, coupons, boarding passes, student ID cards, event tickets, train and bus tickets, store loyalty cards, and even driver’s licenses in some countries.

Apply Pay users can add a card to an iPhone by opening the app, navigating to the Add Card tab, and snapping a photo of the card.

How Do I Use Apple Wallet on iPhone?

Open the Apple Wallet on iPhone. Select which card to use. Hold the iPhone to the card reader at the checkout. The iPhone will prompt you to authorize the payment with your fingerprint that is authorized on the phone.

Filed Under: smartphones Tagged With: Apple Pay, Apple Wallet

About Michelle Dvorak

Michelle writes about cyber security, data privacy focusing on social media privacy as well as how to protect your IoT devices. She has worked in internet technology for over 20 years and owns METRONY, LLC. Michelle earned a B.S. in Engineering from Rensselaer Polytechnic Institute. Michelle published a guide to Cyber Security for Business Travelers


LinkedInTwitterFacebook

Primary Sidebar

Subscribe to Our Free Newsletter

We Don't Share or Sell Your Info

Web Browsers

Where Are My Saved Passwords in Chrome?

Google Removes 70 Malicious Browser Add-ons from Chrome Web Store

Firefox 75 Reports Your Browser Settings to Mozilla

Categories

Cyber Security Field Guide

Computer Security While TravelingGet Our Cyber Security Field Guide - Available on Amazon!

Recent Posts

Security Marketing Manager – Remote

Sr. Associate, Cybersecurity Architect – Pfizer

Strategic Customer Success Manager – Cybersecurity – Opportunity for Working Remotely

Top 20 Passwords Leaked on Dark Web

ISU Cybersecurity Leader Job Opening

Cyber Security News

Top 20 Passwords Leaked on Dark Web

… [Read More...] about Top 20 Passwords Leaked on Dark Web

Apple Warns of Actively Exploited Zero-Day Flaw

… [Read More...] about Apple Warns of Actively Exploited Zero-Day Flaw

IRS Stops Facial Recognition System for Online Access

… [Read More...] about IRS Stops Facial Recognition System for Online Access

National Cybersecurity Alliance Announces Data Privacy Week

… [Read More...] about National Cybersecurity Alliance Announces Data Privacy Week

More Cyber Security News

Tags

amazon Android Apple bitcoin China chrome CISA credit card DarkSide DHS DOJ Equifax Europe Facebook facial recognition FBI Firefox FTC games GDPR Google Government hacker identity theft India iPhone Iran IRS LinkedIn Microsoft North Korea PayPal phishing phishing email ransomware REvil Russia smartphone T-Mobile TikTok tutorial VPN WhatsApp WiFi Windows

Government

CBP Looks to Access Airline Passenger Data

FTC Releases Cyber Threat Video Playlist

Malware Found on US Government Funded Phones

UK NCA Reaches Out to Youth to Deter Cybercrimes

More Posts from this Category

Footer

Menu

  • Home
  • About
  • Authors
  • Newsletter Signup
  • PRIVACY POLICY

Search

Why Use a VPN?

NordVPN vs IPVanish VPN Review

NAVIGATION

  • Data Breaches
  • Data Privacy
  • Gamers
  • Scams
  • Malware

MEMBER NJCCIC

New Jersey Cybersecurity & Communications Integration Cell

STAY CONNECTED

  • Facebook
  • Instagram
  • Pinterest
  • YouTube
  • Twitter
  • RSS

Copyright © 2023 · AskCyberSecurity.com · METRONY, LLC

Go to mobile version